Business Growth
Tailored Solutions
Business Growth
Tailored Solutions
What We Do
We are a full-service financial institution dedicated to empowering individuals, small businesses, and enterprises with tailored lending solutions. We specialize in supporting entrepreneurs and businesses at every stage of their journey.
Our CGTMSE-backed loans provide collateral-free financing for micro and small enterprises, while our Mudra loan facility specifically caters to small business owners seeking working capital or equipment financing.
For established businesses, we offer unsecured business loans with competitive rates and flexible repayment terms.
Our overdraft facilities provide businesses with immediate access to working capital, ensuring smooth cash flow management. For ambitious entrepreneurs looking to establish new ventures, our Greenfield project financing turns innovative ideas into reality with comprehensive funding support.
We understand that personal financial goals are equally important. Our personal loan products offer quick approval and disbursement for various needs, from education to medical expenses. For homeowners and property investors, we provide home loans with attractive interest rates, loan against property for liquidity needs, and specialized commercial property purchase loans for business expansion.
What We’re Offering
Credit Guarantee Trust Fund for Micro and Small Enterprises (CGTMSE) is an MSME loan scheme under which micro and small scale industries can claim collateral-free loans for up to Rs.2 Crores.
Unsecured business finance refers to a type of business loan or credit that is not backed by specific collateral or assets. Unlike secured loans, which require borrowers to pledge assets (such as real estate, equipment, or inventory) as security for the loan, unsecured business finance relies on the borrower’s creditworthiness and financial strength.
An overdraft facility allows you to withdraw more money than you have in your account, providing an instant cash flow solution. You only pay interest on the amount you overdraw, making it a cost-effective financing option. Repay the overdraft as your cash flow improves, with no fixed repayment schedule. Easily access additional funds through your existing business account, ensuring seamless financial management.
A Loan Against Property (LAP), also known as a mortgage loan, is a type of secured loan where individuals use their property as collateral to obtain funds from a financial institution. The property offered as collateral can be residential or commercial, and the loan amount is determined based on the property’s market value, the borrower’s income, and other factors.
Probably the most convenient and accessible financing solution, unsecured personal loans do not require you to provide any personal or commercial asset as collateral. It is part of Nidhi Fin’s commitment to your success and growth that we offer easy and trouble-free unsecured personal loans.
Greenfield projects are new projects which are not restricted by any previous work. It refers to a fresh project executed completely from scratch, and includes building entirely new factories, hospitals, universities, schools etc. Nidhi Fin funds greenfield projects.
Project finance is the funding (financing) of long-term infrastructure, industrial projects, and public services using a non-recourse or limited recourse financial structure. The debt and equity used to finance the project are paid back from the cash flow generated by the project.
A home loan, also known as a mortgage, is a type of loan provided by financial institutions (typically banks or mortgage lenders) to individuals for the purpose of purchasing or refinancing a residential property. Home loans enable individuals to make a substantial investment in real estate without having to pay the full purchase price upfront.
A machinery loan is a credit facility that helps you borrow funds to buy, lease, repair or upgrade machinery. It is a type of business loan that enables you to improve your productivity and efficiency without compromising your working capital.
Working capital is known as the capital that a company uses or requires to finance its day-to-day operations. It is made up of the company’s current assets (such as cash, inventory, and accounts receivable) and current liabilities (such as accounts payable, short-term loans, and accrued expenses).
Become Partner
We know all about money, and we want to let you in on a powerful trick to earn money easily and quickly. It's something we call REFearn. Let's say you have a friend or a colleague who's looking for a commercial loan for their business. Or that cousin from Ahmedabad who's desperately looking for a great deal on home loans. All you have to do is share the details of such people with us, through the REFearn form.
We will immediately swing into action and start processing the loan, and you, as a REFearn partner, earn a generous commission! The commission is a percentage of the loan amount, the higher the loan, the higher the commission. And the best part is, there is no upper limit to how much you can earn from this. It is virtually limitless. That's it. That's how easy it is to earn money under the REFearn program. What are you waiting for, then? Join our REFearn program now
Chartered Accountants
Financial Advisors
Insurance Agents
Business Coaches
VCFO Companies
Independent Finance
Consultant
Property Consultants
20 Years Of Experience
Our Benefits
At Nidhi Fin, we believe financial empowerment opens the door to endless opportunities.
For over 20 years, we’ve been helping individuals and businesses turn their dreams into reality with fast, transparent, and trustworthy loan solutions.
Whether it’s your dream home, a business expansion, or an urgent need, we make finance simple, quick, and personal—because we know your time matters.
We don’t just process loans—we build relationships grounded in Integrity, Transparency, Speed, and Trust.
With Nidhi Fin, you’re not just getting a loan. You’re gaining a partner who’s committed to your growth
To be India’s most trusted financial partner, enabling individuals and businesses to achieve their dreams through accessible, transparent, and flexible loan solutions.
To provide quick, reliable, & customer-friendly financial services that empower people to buy homes, grow businesses, & meet personal needs—while maintaining integrity, clarity, & care in every transaction.
